INSURANCE FOR
SALON AND BARBERSHOP OWNERS

Salon and Barbershop Insurance

Lockton Affinity offers all the insurance products you need to fully protect your salon or barbershop, including coverage to protect your guests, employees, professional reputation, property, financial security and more. These product offerings are paired with industry-competitive pricing and our expert customer service.

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INSURANCE OFFERINGS:

BARBER’S/HAIRSTYLIST ERRORS & OMISSIONS

Protect against customers’ claims of negligent acts, errors or omissions committed during business activities at your salon.

GENERAL LIABILITY

Covers you and your business from claims like bodily injury, product liability, property damage, and personal injury that can arise from your business operations.

WORKERS’ COMPENSATION

State-mandated insurance that covers lost wages and medical treatment resulting from an employee’s work-related injury or illness.

UMBRELLA LIABILITY

Once you have exhausted the limits on your general liability or commercial auto policy, your umbrella liability insurance can provide you extra coverage on losses not covered by your primary liability insurance.

PROPERTY INSURANCE

Covers your business’s personal property and leasehold improvements at your salon.

COMMERCIAL AUTO

Commercial auto insurance provides coverage for company-related vehicles in the event the vehicle incurs physical damage, causes physical damage or bodily injury to others.

CYBER LIABILITY

Covers loss from hackers or computer viruses, loss or theft of devices that contain records or passwords and all paper files that might be stolen, mishandled, or disposed of improperly.

CRIME

Protects your assets from loss due to dishonesty, theft, or fraud. Includes specified ERISA compliance.

EMPLOYMENT PRACTICES LIABILITY

Coverage for your business for claims made by employees declaring wrongful termination or discrimination (based on sex, race, age or disability), as well as employment-related issues.

Curious what coverage will look like for your business?

Lockton Affinity developed a simple price indication that takes less than five minutes to complete. We will review your submission and respond with a personalized indication, allowing you to make a financially informed decision about your salon or barbershop’s insurance. If you are ready to purchase coverage, simply contact us.

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ABOUT LOCKTON AFFINITY

We still have only one focus after 30 years—our clients.

Our goal is to provide you with insurance and service that stand out above the rest. We know you face risks each and every day that come naturally with owning a salon or barbershop. That’s why we provide vast policy offerings with additional benefits, including:

Expert service

Our friendly and knowledgeable representatives will assist you from your initial application to your annual renewal.

Safety net

Protection and defense from claims and lawsuits, even when you are not at fault.

Competitive pricing

We do the research to find you the best pricing on the market.

CONTACT US

If you have any questions about obtaining or servicing your insurance, please give us a call at (844) 456-0660 or complete this form. Phones are answered Monday through Friday, 7 AM to 6:30 PM (CST).