A small business that uses vehicles as part of its operations faces certain risks that other businesses don’t. The right commercial auto insurance policy makes sure you’re protected so that you can get back to focusing on your business. What Is Commercial Auto and How Does It Work? Commercial auto is a type of insurance designed [...]
Hiring and retaining quality employees has long been a challenge for franchises and small businesses, as recruiting resources can be low and finding the time for the process can be tricky. Increasing minimum wage and a competitive job market has made things even harder, with many companies responding by changing how they hire. But doing [...]
Your business changes from year to year, and your insurance may need to change with it. Whether your salon or barbershop experiences workforce changes, services changes or business changes, it’s important that your insurance coverage stays up to date. Lockton Affinity offers access to a variety of insurance products that can help safeguard your business [...]
Choosing franchise insurance can feel overwhelming. Workers’ compensation, business auto, property, liability, business interruption, cyber liability, umbrella liability—it can seem that there are endless insurance policies offered to your business. But which policies do you actually need? When buying your business insurance, it can be helpful to follow these guidelines to ensure you have the [...]
Despite your commitment to risk management and proper procedures to protect your business, claims can happen. When an incident occurs, avoid the panic. Save this article to ensure you remember how to respond to a claim correctly and efficiently if the time comes. Decide to file a claim It can be difficult to gauge which [...]
If your franchise uses vehicles as part of business operations, commercial auto coverage for franchises should be a part of your insurance program. Commercial auto insurance is a type of coverage designed to protect businesses when they use vehicles for business purposes. Coverage can protect you from damages, lawsuits and other expenses you could face [...]